On behalf of our clients, Lemberg & Associates recently filed a complaint in U.S. District Court, Southern District of Texas, against Diversified Collection Services. Our client alleges that Diversified Collection Services called her cell phone up to four times a day, and threatened to garnish her wages if she didn’t pay the debt. Diversified Collection Services also threatened to take money out of her bank account and garnish her tax return. In order to avoid this, our client entered into a payment agreement with Diversified Collection Services to make six monthly payments. When she called Diversified Collection Services to make a payment, Diversified Collection Services told her she had to make three additional payments.

The lawsuit charges that Diversified Collection Services violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by employing false and deceptive means to collect a debt; by threatening garnishment; and by employing false and deceptive means to collect a debt. In addition, the lawsuit charges that Diversified Collection Services violated the Texas Debt Collection Act and invaded our client’s privacy.

On behalf of our client, Lemberg & Associates recently filed a complaint in U.S. District Court, District of Nebraska, against Diversified Collection Services. Our client alleges that Diversified Collection Services called her workplace, and that she told Diversified Collection Services that her employer didn’t permit personal calls and asked that they not call her at work. Nevertheless, Diversified Collection Services called her at work again.

The lawsuit charges that Diversified Collection Services violated the Fair Debt Collection Practices Act (FDCPA) by contacting our client at a place and time known to be inconvenient; by contacting her at her workplace, knowing that her employer prohibited such calls; by engaging in harassing behavior; and by using false, deceptive, or misleading representation or mean in connection with the collection of a debt.

On behalf of our client, Lemberg & Associates recently filed a complaint in U.S. District Court, Eastern District of Pennsylvania, against Diversified Collection Services. Our client alleges that Diversified Collection Services called multiple times a day and that the Diversified Collection Services debt collector used rude and abusive language. The debt collector allegedly yelled at our client and threatened to take legal action if the debt was not paid. When our client asked to speak to a supervisor, the debt collector hung up. Moreover, Diversified Collection Services did not send a 30-day validation notice to our client.

The lawsuit charges that Diversified Collection Services violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using profane and abusive language; by using false, deceptive, or misleading representation in connection with the collection of a debt; by threatening to take legal action without actually intending to do so; and by failing to send a validation notice. The lawsuit also charges that Diversified Collection Services violated the Pennsylvania Fair Credit Extension Uniformity Act, violated the Pennsylvania Unfair Trade Practices and Consumer Protection Law, and invaded our client’s privacy.