Although the debt collection industry defends its use of the taxpayer-funded court system to obtain default judgments against consumers whom they say owe money, their dirty secret is that these same consumers often don’t know they’re being sued. A case in point is that of Richland Holdings and payday loan company Rapid Cash. Both companies outsourced their process serving (the means by which consumers are notified of an impending court date) to On Scene Mediations. As reported in the Las Vegas Review Journal, On Scene Mediations didn’t actually serve the papers to consumers, leading the debt collectors to obtain default judgments. Although both companies are supposedly cooperating with authorities to rectify the situation, court officials now must review the 20,000 default judgments the two companies have obtained in the Las Vegas area since 2004. Unfortunately, Richland Holdings and Rapid Cash aren’t footing the bill for the review…. Once again, the taxpayers are left holding the bag.