Tuesday, May 4th, 2010 at
12:49 pm
The Minneapolis Star Tribune recently reported that AFNI debt collection agency purchased 100,000 old Qwest accounts, and that the debt collector is going after consumers – even though the statute of limitations for collections may have passed. This is a critical point to remember. In Minnesota, the statute of limitations for debt collection is six years. BUT, if AFNI gets you to make a payment, the clock resets, and the debt is considered current. This is why it’s crucial to insist upon documentation for debt validation, and to understand your state’s statute of limitations.
AFNI’s actions against Minnesotans come on the heels of a 2008 settlement in a lawsuit brought by Minnesota Attorney General Lori Swanson, at which time the company pledged to stop trying to collect from consumers who didn’t owe the debts.