ProCollect, Inc., was launched in 1995 and is based in Dallas, TX. ProCollect is a debt collection agency that means business. The boast about delivering “higher than expected returns,” which makes sense because they collect on a contingency basis. This means that ProCollect doesn’t get paid unless they can squeeze money out of the consumer – a powerful incentive to do what it takes to collect debts. The company must be concerned on some level, since it is upfront about carrying a $2 million general liability insurance policy.
ProCollect outlines each and every step of the collection process, and notes that every account placed for collection will be sent to the three major credit reporting agencies. This policy makes one wonder if the company bothers with debt validation notices, and whether or not it’s responsive to consumers who dispute the debt that ProCollect is trying to collect. It seems as though it has covered that base as well, since ProCollect boasts of having an attorney on hand, “protecting our client’s interest and avoiding frivolous lawsuits.”
Stop ProCollect Harassment
The Fair Debt Collection Practices Act says that it’s illegal for ProCollect – or any other debt collection agency – to engage in a number of behaviors. If you suspect that you’re the victim of ProCollect harassment, here are three things to watch out for:
- Calling at all hours of the day and night. The Fair Debt Collection Practices Act is clear that ProCollect and other debt collection agencies can’t call to the point of harassment. While the law doesn’t stipulate what, exactly, constitutes harassment, the general guidelines are that debt collectors can’t call after 9:00 p.m. or before 8:00 a.m. – unless you’ve told them to call then. They also can’t call repeatedly – more than three phone calls a week from a debt collection agency is harassment – and they can’t call and hang up.
- Sending you postcards. The FDCPA was enacted to prevent ProCollect and other debt collection agencies from embarrassing and harassing you. Therefore, the law says that they can’t send you postcards in the mail, or send you envelopes that in some way communicate that you owe a debt. In other words, the law was designed to protect you from the prying eyes of your letter carrier or your neighbors.
- Neglecting to follow up with written notification. According to the FDCPA, ProCollect and other debt collection agencies must, within five days of first contacting you, send you a written notification outlining the amount you owe, to whom you owe the debt, and your right to dispute the debt. Unsavory debt collectors will neglect to send this notification, or put information about your right to verify the debt in fine print. This tactic is designed to run out the clock. You only have 30 days to dispute or request verification of the debt. If you don’t do this, they can legally assume you agree that you owe the money.
ProCollect Contact Information
12170 N. Abrams Rd., Suite 100
Dallas, TX 75243
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact Lemberg & Associates today at .
Have you had a bad experience with ProCollect debt collectors? Sound off and share your experience with other visitors in the comment box below.blog comments powered by Disqus