National Recoveries, a debt collection agency founded in 1991 in Minneapolis, Minnesota, currently operates in Ham Lake, Minnesota. Specializing in the collection of debt related to higher education, the majority of their accounts are related to parking fines, library fines, Federal Perkins and Institutional Loans, tuition receivables and overdue room and board expenses. A small amount of their collections consists of utility, retail and telecommunications debt. National Recoveries uses skip-tracing techniques as well as auto-dialing in their debt collection practices.
The Better Business Bureau opened a file for National Recoveries in 1995 and has given them an A- rating. In the past 36 months (as of October 2011), National Recoveries has had a total of 15 complaints filed, 13 of which were for billing and collection issues.
National Recoveries claims that they employ the highest level of ethical and moral service. A quick search on the Internet shows that no fewer than 15 lawsuits have been brought against National Recoveries in the past three years for allegedly violating the Fair Debt Collection Practices Act.
Stop National Recoveries Harassment
If you have received harassing phone calls from debt collectors, you have the right to file a consumer complaint with the Better Business Bureau or seek the counsel of an attorney. When found guilty of FDCPA violations in a lawsuit, a debt collection agency may be held liable for actual damages, in addition to up to $1000 in statutory damages.
There are strict provisions of the Fair Debt Collection Practices Act that place limitations on the ways debt collections agencies may contact you and speak to you. For instance, they may not use derogatory language, may not curse at you or use profane or offensive language while speaking with you, and they may not try to embarrass or intimidate as a means of coercing you into paying your debt.
According to the Fair Debt Collection Practices Act, a debt collection agency must identify themselves each time they contact a consumer, whether in writing or on the telephone. They may not misrepresent themselves and imply that they are associated with or represented by a lawyer if they are not. When a debt collection agency contacts you to collect a debt, they must state in clear terms that they are contacting you in an attempt to collect a debt.
National Recoveries Contact Information
14735 Highway 65
Ham Lake, MN 55304
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact Lemberg & Associates today at .
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