National Credit Adjusters is a privately owned collection agency headquartered in Hutchinson, KS. Their specialty seems to be defaulted payday loans - even those that were made illegally in states that forbid them. On their website, NCA touts being a company founded on wholesome family values and dedicated to conducting business based on respect, dignity, and fairness. It appears, however, that they don't always walk the talk. National Credit Adjusters has been sued in federal court 58 times in the last 12 months for allegedly violating the Fair Debt Collection Practices Act.
Stop National Credit Adjusters Harassment
Conduct a quick web search and you'll find a common thread to consumer comments: NCA debt collectors can be rude, aggressive, threatening, and seem to have no respect for the Fair Debt Collection Practices Act (FDCPA). Often, the debt collector seems to use the threat of a lawsuit or garnished wages to bully the consumer into paying. You need to know that, under the FDCPA, it is considered harassment to use the threat of lawsuits or garnishment if the debt collector has no intention of pursuing that course of action.
This might sound a little vague, because a lawsuit is a remedy for a creditor, but if the threat is a routine part of the collection pitch, and they rarely actually sue, then it's harassment and you can sue them for up to $1,000 plus attorney fees.
There are other debt collection tactics that you should know are violations of the Fair Debt Collection Practices Act. If a debt collector from National Credit Adjusters or any other debt collection agency uses threatening language, identifies himself only after repeated requests, or threatens to call your employer and tell him or her that you owe the debt, you have cause for action.
Admit nothing, take careful notes, and start a log of the calls. If they persist, and they will, seek out legal counsel, file a complaint with your state Attorney General's office, and file a complaint with the Federal Trade Commission.
National Credit Adjusters Contact Information
National Credit Adjusters
327 West Fourth St.
Hutchinson, KS 67504
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact Lemberg & Associates today at .
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