National Action Financial Services, also known as NAFS, is a debt collection agency that has offices in Williamsville, New York. National Action Financial Service has been in business since 1994, and is a first and third party debt collector. National Action Financial Services debt collection agency uses both live agents and robocalls to contact consumers, and is licensed in all 50 states.
National Action Financial Services Complaints
The Better Business Bureau seems to contradict itself regarding National Action Financial Services complaints. On one hand, it gives NAFS an A+ rating, the highest that it can, while on the other hand, it reports that, as of June 2012, it's closed 211 NAFS complaints within the past three years, including 26 closed NAFS complaints within the past 12 months. Plus there have been eight National Action Financial Services lawsuits filed in the first half of 2012. In addition, in 2007 New York’s then-Attorney General Andrew Cuomo announced that National Action Financial Services had agreed to pay $85,000 in penalties for allegedly using abusive, false, and misleading tactics, and that NAFS had agreed to reform its business practices.
Stop National Action Financial Services Harassment
The Fair Debt Collection Practices Act was put into place to stop harassment by debt collection companies – whether National Action Financial Services or any other debt collection agency. For starters, the law is very specific about when a debt collector can call you. They can only do so between the hours of 8AM and 9PM in your time zone. An NAFS debt collector – or any other debt collector – can't call you at work if you're not allowed to receive phone calls there, and they aren't allowed to use the phone as a form of harassment so you'll pay your debt. If you want National Action Financial Service to stop calling you altogether (or writing), send them a cease and desist letter by certified mail, return receipt requested. By law, NAFS won't be allowed to contact you anymore.
In addition, you have rights if a debt collector contacts you about a debt that isn't even yours. Within 30 days of their first contact, you can dispute the debt, and ask them to provide you with proof that the debt is yours. A debt collection agency – whether National Action Financial Services or any other agency – isn’t allowed to simply show you a computer printout with your name on it. Instead, they have to provide you with some documentation that shows you agreed to pay the debt. The burden of proof is on them, not you.
People who were sick of being harassed by debt collectors have successfully taken them to court and won. If you've been harassed, contact a fair debt attorney and talk to them about filing suit.
National Action Financial Services Contact Information
National Action Financial Services (NAFS)
125 Lawrence Bell Drive, Suite 110
Williamsville, NY 14221
National Action Financial Services Phone Number: 866-810-3098
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact Lemberg & Associates today at .
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