GC Services debt collection agency has its fingers in virtually every slice of the debt collection pie. GC Collections collects on auto deficiency loans, meaning that after a vehicle is repossessed, GC Services goes after the consumer for the difference between what the car was auctioned for and the loan balance. GC Services also collects on behalf of the government, from municipal court collections to state child support payments to money owed to the Internal Revenue Service. GC Services debt collection agency also collects on credit card debt and personal loans, as well as home equity loans. GC Services also has a chunk of the lucrative student loan debt collection market, and does first-party collections for telecommunications companies.
GC Services does more than debt collection. Following the trend of other debt collection agencies, GC Services bills itself as a “Business Process Outsourcing” company, inviting potential clients to allow GC Services to do “customer care.” GCServices boasts over 30 call centers in a multitude of cities, including Los Angeles and San Diego in California; Mesa, Phoenix, and Tucson in Arizona; El Paso, Copperas Cove, Killeen, San Antonio, and Houston in Texas; Oklahoma City, Oklahoma; St. Louis, Missouri; Chicago; Lansing, Michigan; Columbus, Ohio; Knoxville, Tennessee; Jacksonville and Lakeland in Florida; and Huntington, West Virginia. GC Collections also has call centers offshore, in Barbados and the Philippines. Interestingly, back in July 2010, GC Services’ Oklahoma City office made the local news when backed up toilets caused sewage to flood part of the building. According to the local news report, employees were not allowed to leave work, and when an employee called the Occupational Safety and Health Administration, he was fired.
GC Services Complaints
Like many debt collection agencies, there are myriad GC Services complaints across online consumer discussion boards. In order to quantify a sample of GC Services complaints, one can look to the Better Business Bureau, which gave GCServices accreditation in July 2011. The BBB gives GC Services debt collection agency an A rating, even though (as of June 2012) the BBB logs 338 closed GC Services complaints within the past three years, including 107 closed GC Services complaints within the past 12 months.
But GC Services complaints registered with the BBB only tell part of the story. During the first six months of 2012, there were a stunning 45 GC Services lawsuits filed in federal court alleging violations of the Fair Debt Collection Practices Act.
Stop GC Services Harassment
If you want to stop GC Services harassment, it's important to know your rights under the Fair Debt Collection Practices Act. GC Services debt collection agency says that they send out millions of collection letters each month. If you've received a letter from a GC Services debt collector, you should know what the law says about that kind of activity.
Debt collectors like GC Collections are allowed to send you letters through the mail, but GC Services – or any other debt collection agency – is not allowed to embarrass you by sending you a postcard or an envelope with printing that indicates it relates to a debt. According to the law, a debt collector like GCServices can't call excessively, nor call at a time and place known to be inconvenient to the consumer. So, for example, if you tell a GC Services debt collector that you can only talk on your noon lunch break, he isn’t allowed to call you at eleven o’clock. Similarly, if you aren’t allowed to take personal calls at work and tell a GC Services debt collector that this is the case, under the FDCPA the debt collector can’t call you at work.
Every single time a GC Services debt collector contacts you, he's required to tell you his true name, that he's attempting to collect a debt, and that any information you give him will be used for that purpose. If you’re on the receiving end of calls from a GC Services debt collector – or a debt collector from any other agency – you should jot down the date and time of the call, as well as what was said during the call. This information is important if you ever have to assert your rights under the FDCPA
GC Services Address
GC Services
6330 Gulfton
Houston, TX 77081
GC Services Phone Number: 713-777-4441
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact
Lemberg & Associates
today at .
Sound Off!
Have you had a bad experience with GC Services debt collectors? Sound off and share your experience with other visitors in the comment box below.
blog comments powered by Disqus
