Since 2004, ConServe has been a debt collection agency with a single industry firmly in its sights - education. Citizens everywhere are targeted years after they graduate from colleges and universities for unpaid student loans. And it seems ConServe is very good at what it does, because it has been nominated by the U.S. Department of Education as the number one debt collection agency on performance for student loan collection. ConServe has even been awarded the coveted "unrestricted" student loan collection contract. The profit margin must be high, since ConServe can afford to run free training courses to teach college and university treasury staff how to do what they do!
Stop ConServe Harassment
Not everyone who attends a college or university earns substantial money in the career of their choosing. Debt collection agencies - whether ConServe or others - look for people who drop out or fail for various reasons, and then pursue them to the ends of the earth to get them to pay back their student loans. The Fair Debt Collection Practices Act applies to debt collection agencies that collect on defaulted student loans, but there is one important difference. In order to collect on a government-backed student loan, your wages may be garnished and some government benefits may be diverted. However, there is a relatively new law on the books that governs the maximum payment per month for some types of government-backed student loans.
One thing that a debt collection agency like ConServe - or any other debt collection agency that collects on government-backed student loans - doesn't want you to know is that the government gives debt collection agencies leeway to reduce the principal loan amount by 10%. In other words, if you're contacted by ConServe, you're in a good position to negotiate.
Keep in mind, though, that ConServe has to follow the Fair Debt Collection Practices Act in terms of how often and when they contact you, revealing who they are, telling you the amount you owe, and so forth. If ConServe crosses the line, you should contact a fair debt attorney immediately.
ConServe Contact Information
P.O. Box 7
200 CrossKeys Office Park
Fairport, NY 14450-0007
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact Lemberg & Associates today at .
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