Established in 1988, Alexander-Rose Associates is a third-party debt collection and credit reporting agency that specializes in collecting on apartment leases. They may also buy packages of overdue accounts from companies that have charged off older accounts and sold off their accounts receivable. Alexander-Rose Associates is incorporated in Texas, and employs between 10 and 19 people. Their annual revenue is between $1 million and $2.25 million.
Because Alexander-Rose Associated frequently purchases delinquent accounts to collect, many of the debts they are trying to collect have already been through the hands of several debt collectors. On consumer discussion boards across the Web, there are multiple reports about the company attempting to collect on bills that were already settled through other collectors or with the original debt holder, sometimes up to three years previously.
For the same reason, debt collection agencies – whether Alexander-Rose Associates or others – may also attempt to collect debts that have passed the statute of limitations. Debt collection agencies that attempt to collect older debts may use illegal tactics, including threats to sue for the money or to make reports to credit reporting agencies even though the statute of limitations precludes them from doing either. The Fair Debt Collections Practices Act also prohibits companies like Alexander-Rose Associates from making threats of legal actions, including reporting your debt to a credit bureau or bringing suit against you in court, if they don’t have plans to actually follow through on that threat.
Stop Alexander-Rose Associates Harassment
If you are receiving debt collection calls from Alexander-Rose Associates or any other collection agency, you have certain rights under the Fair Debt Collection Practices Act. You may also have rights under laws in your own state. Some of those rights address the issue of debts that have passed the statute of limitations.
Specifically, bill collectors may not use the court system to collect debts that have passed the statute of limitations. The FDCPA prohibits debt collectors from threatening to sue you for debts that are past the statute of limitations. The statutes vary from state to state and may be as little as three years or as long as five years. In addition, debt collectors may not report debts older than seven years to credit reporting agencies, and may not threaten to report those debts when attempting to collect them.
If you believe Alexander-Rose Associates is attempting to collect a debt that is past the statute of limitations or that you have already settled or paid through another company, including the original creditor, do not make any payments on the debt or agree to any payment arrangement. Doing so may reset the statute of limitations.
Instead, insist that the company send you validation of the debt, which they must do within five days of contacting you. Once you’ve asked for validation of the debt, Alexander-Rose Associates must stop contacting you until you have a chance to review the information they send you.
In addition, if Alexander-Rose Associates threatens to sue you for a debt that has passed the statute of limitations or to report a debt to the credit reporting agencies, they may be in violation of the FDCPA and be liable in court. Contact a fair debt attorney for more information.
Alexander-Rose Associates Contact Information
Alexander-Rose Associates
7141 Office City Drive, Suite 222
Houston, TX 77087
800-862-4402
How to Stop the Harassment Now
Complete the form to the right for a FREE evaluation, or call Toll-Free . The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact
Lemberg & Associates
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