You are protected from debt collection abuse by the federal Fair Debt Collection Practices Act (FDCPA), but you also might have recourse under state debt collection laws. While some states don’t have separate debt collection laws protecting their residents from unethical debt collector behavior, others do. Many states’ debt collection laws have provisions that are closely aligned with the FDCPA.

If you live in a state with consumer protections against debt collection agency abuse, you may be able to sue under both state and federal law.

To learn about the laws in your state, please click on your state in the map below

california washington oregon idaho nevada utah arizona montana wyoming colorado new mexico texas oklahoma kansas nebraska south dakota north dakota minnesota iowa missouri arkansas louisiana mississippi alabama georgia tennessee kentucky illinois indiana wisconsin michigan ohio west virginia virginia north carolina south carolina florida pennsylvania maryland delaware new jersey new york vermont newhampshire massachusetts conneticut rhode island maine

If you have been the victim of harassment or illegal or unfair debt collection practices, contact the Fair Debt Attorneys at Lemberg & Associates immediately to discuss your options and protect your rights. When you owe creditors money, you are protected by the Fair Debt Collection Practices Act, as well as other federal and state laws. If a debt collector has violated your rights, you may be entitled to up to $1000 in damages, and they may even have to pay your attorney fees. Sergei Lemberg, and the attorneys at Lemberg & Associates have helped countless people to assert their legal rights with debt collectors. Don't be intimidated by illegal debt collection practices. For more information, contact Lemberg & Associates today at .

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Helpful Links

Illegal Behavior

It can be frightening and intimidating when debt collectors cross the boundaries of the law and impose on your personal life.

» Learn About Your Rights

Who is Harassing You?

Knowledge is power. Dig deeper into the background of the debt collection agency that is harassing you — and learn how to put a stop to the abuse.

» Find Your Debt Collector

Debt Collection Laws

You’re protected by the Federal Fair Debt Collection Practices Act, but your state may have additional fair debt or fair credit reporting laws.

» Find your state

From Our Clients

“I can’t tell you how happy I am with the decision I made to contact Lemberg & Associates for help with a harassing ‘junk debt’ collector.”

Rick M.
Pittsburgh, PA
» Read What Our Clients are Saying